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Karen L. Arnett

Karen L. Arnett

Santa Rosa Beach, Florida

A resident of Miramar Beach, Florida, and native of Valparaiso, Indiana, Karen L. Arnett earned her B.A. in History and Government from Luther College in 1969. She graduated and received her J.D. from Valparaiso University School of Law in 1972. While in law school, Karen was a member of the Moot Court team and earned "The Book Award" in UCC: Secured Transactions.

Karen was admitted to the Indiana State Bar in 1972, and the Florida State Bar in 2002, where she earned the top bar exam score on the February 2002, exam. Honored by the Florida Supreme Court for this accomplishment, Karen was chosen to speak on behalf of the candidates at the Ceremony for Induction of Candidates to the Florida Bar in May, 2002.

Throughout her career, Karen has worked on a variety of legal issues. She now concentrates primarily on Estate Planning, Probate and Chapter 7 Individual Bankruptcy.

Karen is an active member of both the Walton County Chamber of Commerce and the Destin Chamber of Commerce. She is also a member of the Florida Bar Association and Okaloosa-Walton Bar Association. She has also served on the Indiana Regional Planning Commission, Porter County Planning Commission in Valparaiso, Indiana. Karen was also a Porter County elected official. She served as a member of the Porter County Board of Commissioners (county's executive body), and as a member of the Porter County Council (county's fiscal body).
Karen is licensed to practice law in the State of Florida, the State of Indiana, all federal district courts for the State of Indiana, the 7th Circuit Court of Appeals, and the United States Supreme Court.

Karen is an active member in the choir of the Faith Assembly Christian Church in Miramar Beach and the owner and operator of the Arnett's Gulfside Trail Rides in Santa Rosa Beach.

Areas of Practice

  • Estate Planning
  • Probate
  • Chapter 7 Individual Bankruptcy
  • Wills
  • Trusts
  • Asset Protection Planning

Bar Admissions

  • Indiana, 1972
  • Florida, 2002
  • U.S. Bankruptcy Court Northern District of Florida
  • U.S. District Court Northern District of Indiana
  • U.S. District Court Southern District of Indiana
  • U.S. District Court Northern District of Florida
  • U.S. Court of Appeals 7th Circuit
  • U.S. Supreme Court


  • Valparaiso University School of Law, Valparaiso, Indiana
    • J.D. - 1972
    • Honors: “The Book Award” in UCC: Secured Transactions
  • Luther College, Decorah, Iowa
    • B.A. - 1969
    • Major: History and Government

Professional Associations and Memberships

  • Walton County Chamber of Commerce, Member
  • Destin Chamber of Commerce, Member
  • Florida Bar Association, Member
  • Walton County Bar Association, Member
  • Wealth Counsel, Member
  • Elder Counsel , Member
  • Indiana Bar Association, Member
  • American Bar Association, Member
  • Okaloosa-Walton Bar Association, Member
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Arnett & Kerrigan, P.L.
613 County Highway 393 S
Santa Rosa Beach FL 32459

Phone: 850-502-2058
Toll free: 877-387-9556
Fax: 850-267-1191
Santa Rosa Beach Law Office

Experienced Responsive Caring. We truly want the best for our clients. Arnett & Kerrigan, P.L. - Professional and Effective Legal Counsel